HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – GHUMAN, GHUMAN

Complete bank details including IFSC code, MICR code, address and payment facilities for GHUMAN branch.

IFSC Code
HDFC0003255

Bank Details

Bank NameHDFC BANK
Branch NameGHUMAN
IFSC CodeHDFC0003255
MICR Code144240990
AddressHDFC BANK LTD MAIN ROAD, VPO.GHUMAN, TEHSIL BATALA DISTT GURDASPUR, GHUMAN PUNJAB 143514
CityGHUMAN
DistrictGURDASPUR
StatePUNJAB
Contact9815331111

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0003255

The IFSC code HDFC0003255 uniquely identifies the GHUMAN branch of HDFC BANK located in GHUMAN, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0003255

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003255) – Unique branch identifier for GHUMAN

How to Use IFSC Code HDFC0003255

To transfer money to any account at HDFC BANK GHUMAN branch, you will need to provide the IFSC code HDFC0003255 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHUMAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK GHUMAN Branch

HDFC BANK GHUMAN is a branch of HDFC BANK located in GHUMAN, PUNJAB. The branch provides comprehensive banking services to customers in GHUMAN and surrounding areas.

Branch Address

HDFC BANK LTD MAIN ROAD, VPO.GHUMAN, TEHSIL BATALA DISTT GURDASPUR, GHUMAN PUNJAB 143514, GHUMAN, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144240990. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK GHUMAN?

The IFSC code of HDFC BANK GHUMAN branch in GHUMAN is HDFC0003255.

What is the MICR code of HDFC BANK GHUMAN?

The MICR code of HDFC BANK GHUMAN branch is 144240990.

What is the address of HDFC BANK GHUMAN?

HDFC BANK GHUMAN branch is located at HDFC BANK LTD MAIN ROAD, VPO.GHUMAN, TEHSIL BATALA DISTT GURDASPUR, GHUMAN PUNJAB 143514.

Does HDFC BANK GHUMAN support NEFT/RTGS/IMPS?

HDFC BANK GHUMAN branch supports NEFT, RTGS, IMPS, and UPI transactions.