HDFC BANK IFSC Code – SAINJ, SAINJ
Complete bank details including IFSC code, MICR code, address and payment facilities for SAINJ branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | SAINJ |
| IFSC Code | HDFC0002950 |
| MICR Code | 175240003 |
| Address | HDFC BANK LTD, KHASRA NO. 1255/164, MAIN ROAD, VPO SAINJ, KULLU HIMACHAL PRADESH 175134 |
| City | SAINJ |
| District | KULU |
| State | HIMACHAL PRADESH |
| Contact | 8001804333 |
Payment Facilities
About IFSC Code HDFC0002950
The IFSC code HDFC0002950 uniquely identifies the SAINJ branch of HDFC BANK located in SAINJ, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0002950
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002950) – Unique branch identifier for SAINJ
How to Use IFSC Code HDFC0002950
To transfer money to any account at HDFC BANK SAINJ branch, you will need to provide the IFSC code HDFC0002950 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SAINJ
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK SAINJ Branch
HDFC BANK SAINJ is a branch of HDFC BANK located in SAINJ, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in SAINJ and surrounding areas.
Branch Address
HDFC BANK LTD, KHASRA NO. 1255/164, MAIN ROAD, VPO SAINJ, KULLU HIMACHAL PRADESH 175134, SAINJ, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 175240003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK SAINJ?
The IFSC code of HDFC BANK SAINJ branch in SAINJ is HDFC0002950.
What is the MICR code of HDFC BANK SAINJ?
The MICR code of HDFC BANK SAINJ branch is 175240003.
What is the address of HDFC BANK SAINJ?
HDFC BANK SAINJ branch is located at HDFC BANK LTD, KHASRA NO. 1255/164, MAIN ROAD, VPO SAINJ, KULLU HIMACHAL PRADESH 175134.
Does HDFC BANK SAINJ support NEFT/RTGS/IMPS?
HDFC BANK SAINJ branch supports NEFT, RTGS, IMPS, and UPI transactions.