HDFC BANK IFSC Code – KULGAM, KULGAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KULGAM branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | KULGAM |
| IFSC Code | HDFC0002862 |
| MICR Code | 192240301 |
| Address | HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU & KASHMIR 192232 |
| City | KULGAM |
| State | JAMMU AND KASHMIR |
| Contact | 8001804333 |
Payment Facilities
About IFSC Code HDFC0002862
The IFSC code HDFC0002862 uniquely identifies the KULGAM branch of HDFC BANK located in KULGAM, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0002862
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002862) – Unique branch identifier for KULGAM
How to Use IFSC Code HDFC0002862
To transfer money to any account at HDFC BANK KULGAM branch, you will need to provide the IFSC code HDFC0002862 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KULGAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK KULGAM Branch
HDFC BANK KULGAM is a branch of HDFC BANK located in KULGAM, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in KULGAM and surrounding areas.
Branch Address
HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU & KASHMIR 192232, KULGAM, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 192240301. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK KULGAM?
The IFSC code of HDFC BANK KULGAM branch in KULGAM is HDFC0002862.
What is the MICR code of HDFC BANK KULGAM?
The MICR code of HDFC BANK KULGAM branch is 192240301.
What is the address of HDFC BANK KULGAM?
HDFC BANK KULGAM branch is located at HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU & KASHMIR 192232.
Does HDFC BANK KULGAM support NEFT/RTGS/IMPS?
HDFC BANK KULGAM branch supports NEFT, RTGS, IMPS, and UPI transactions.