FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – ERNAKULAM / ELAMAKKARA, ERNAKULAM

Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM / ELAMAKKARA branch.

IFSC Code
FDRL0001949

Bank Details

Bank NameFEDERAL BANK
Branch NameERNAKULAM / ELAMAKKARA
IFSC CodeFDRL0001949
MICR Code682049059
AddressBLDG NO.337-J, PERANDOOR VAYANASALA, ELAMAKKARA, ELAMAKKARA PO,
CityERNAKULAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0001949

The IFSC code FDRL0001949 uniquely identifies the ERNAKULAM / ELAMAKKARA branch of FEDERAL BANK located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0001949

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001949) – Unique branch identifier for ERNAKULAM / ELAMAKKARA

How to Use IFSC Code FDRL0001949

To transfer money to any account at FEDERAL BANK ERNAKULAM / ELAMAKKARA branch, you will need to provide the IFSC code FDRL0001949 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ERNAKULAM / ELAMAKKARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK ERNAKULAM / ELAMAKKARA Branch

FEDERAL BANK ERNAKULAM / ELAMAKKARA is a branch of FEDERAL BANK located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.

Branch Address

BLDG NO.337-J, PERANDOOR VAYANASALA, ELAMAKKARA, ELAMAKKARA PO,, ERNAKULAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682049059. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK ERNAKULAM / ELAMAKKARA?

The IFSC code of FEDERAL BANK ERNAKULAM / ELAMAKKARA branch in ERNAKULAM is FDRL0001949.

What is the MICR code of FEDERAL BANK ERNAKULAM / ELAMAKKARA?

The MICR code of FEDERAL BANK ERNAKULAM / ELAMAKKARA branch is 682049059.

What is the address of FEDERAL BANK ERNAKULAM / ELAMAKKARA?

FEDERAL BANK ERNAKULAM / ELAMAKKARA branch is located at BLDG NO.337-J, PERANDOOR VAYANASALA, ELAMAKKARA, ELAMAKKARA PO,.

Does FEDERAL BANK ERNAKULAM / ELAMAKKARA support NEFT/RTGS/IMPS?

FEDERAL BANK ERNAKULAM / ELAMAKKARA branch supports NEFT, RTGS, IMPS, and UPI transactions.