FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – KOTTAKKAL, KOTTAKKAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAKKAL branch.

IFSC Code
FDRL0001427

Bank Details

Bank NameFEDERAL BANK
Branch NameKOTTAKKAL
IFSC CodeFDRL0001427
MICR Code676049102
AddressVEE PEE TOWER KOTTAKKAL (P.O) MALAPPURAM DIST KL
CityKOTTAKKAL
DistrictMALAPPURAM
StateKERALA
Contact2740900

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0001427

The IFSC code FDRL0001427 uniquely identifies the KOTTAKKAL branch of FEDERAL BANK located in KOTTAKKAL, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0001427

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001427) – Unique branch identifier for KOTTAKKAL

How to Use IFSC Code FDRL0001427

To transfer money to any account at FEDERAL BANK KOTTAKKAL branch, you will need to provide the IFSC code FDRL0001427 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTTAKKAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK KOTTAKKAL Branch

FEDERAL BANK KOTTAKKAL is a branch of FEDERAL BANK located in KOTTAKKAL, KERALA. The branch provides comprehensive banking services to customers in KOTTAKKAL and surrounding areas.

Branch Address

VEE PEE TOWER KOTTAKKAL (P.O) MALAPPURAM DIST KL, KOTTAKKAL, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 676049102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK KOTTAKKAL?

The IFSC code of FEDERAL BANK KOTTAKKAL branch in KOTTAKKAL is FDRL0001427.

What is the MICR code of FEDERAL BANK KOTTAKKAL?

The MICR code of FEDERAL BANK KOTTAKKAL branch is 676049102.

What is the address of FEDERAL BANK KOTTAKKAL?

FEDERAL BANK KOTTAKKAL branch is located at VEE PEE TOWER KOTTAKKAL (P.O) MALAPPURAM DIST KL.

Does FEDERAL BANK KOTTAKKAL support NEFT/RTGS/IMPS?

FEDERAL BANK KOTTAKKAL branch supports NEFT, RTGS, IMPS, and UPI transactions.