FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – MUTTUCHIRA, MUTTUCHIRA

Complete bank details including IFSC code, MICR code, address and payment facilities for MUTTUCHIRA branch.

IFSC Code
FDRL0001227

Bank Details

Bank NameFEDERAL BANK
Branch NameMUTTUCHIRA
IFSC CodeFDRL0001227
MICR Code686049402
AddressKURISUMKAL BUILDING KOTTAYAM DIST
CityMUTTUCHIRA
DistrictKOTTAYAM
StateKERALA
Contact282362

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0001227

The IFSC code FDRL0001227 uniquely identifies the MUTTUCHIRA branch of FEDERAL BANK located in MUTTUCHIRA, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0001227

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001227) – Unique branch identifier for MUTTUCHIRA

How to Use IFSC Code FDRL0001227

To transfer money to any account at FEDERAL BANK MUTTUCHIRA branch, you will need to provide the IFSC code FDRL0001227 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUTTUCHIRA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK MUTTUCHIRA Branch

FEDERAL BANK MUTTUCHIRA is a branch of FEDERAL BANK located in MUTTUCHIRA, KERALA. The branch provides comprehensive banking services to customers in MUTTUCHIRA and surrounding areas.

Branch Address

KURISUMKAL BUILDING KOTTAYAM DIST, MUTTUCHIRA, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 686049402. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK MUTTUCHIRA?

The IFSC code of FEDERAL BANK MUTTUCHIRA branch in MUTTUCHIRA is FDRL0001227.

What is the MICR code of FEDERAL BANK MUTTUCHIRA?

The MICR code of FEDERAL BANK MUTTUCHIRA branch is 686049402.

What is the address of FEDERAL BANK MUTTUCHIRA?

FEDERAL BANK MUTTUCHIRA branch is located at KURISUMKAL BUILDING KOTTAYAM DIST.

Does FEDERAL BANK MUTTUCHIRA support NEFT/RTGS/IMPS?

FEDERAL BANK MUTTUCHIRA branch supports NEFT, RTGS, IMPS, and UPI transactions.