FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – MARGAO, MARGAO

Complete bank details including IFSC code, MICR code, address and payment facilities for MARGAO branch.

IFSC Code
FDRL0001186

Bank Details

Bank NameFEDERAL BANK
Branch NameMARGAO
IFSC CodeFDRL0001186
MICR Code403049003
AddressP B NO. 361 MABAI BUILDING MARGAO
CityMARGAO
StateGOA
Contact2703313

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0001186

The IFSC code FDRL0001186 uniquely identifies the MARGAO branch of FEDERAL BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0001186

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001186) – Unique branch identifier for MARGAO

How to Use IFSC Code FDRL0001186

To transfer money to any account at FEDERAL BANK MARGAO branch, you will need to provide the IFSC code FDRL0001186 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MARGAO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK MARGAO Branch

FEDERAL BANK MARGAO is a branch of FEDERAL BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.

Branch Address

P B NO. 361 MABAI BUILDING MARGAO, MARGAO, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403049003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK MARGAO?

The IFSC code of FEDERAL BANK MARGAO branch in MARGAO is FDRL0001186.

What is the MICR code of FEDERAL BANK MARGAO?

The MICR code of FEDERAL BANK MARGAO branch is 403049003.

What is the address of FEDERAL BANK MARGAO?

FEDERAL BANK MARGAO branch is located at P B NO. 361 MABAI BUILDING MARGAO.

Does FEDERAL BANK MARGAO support NEFT/RTGS/IMPS?

FEDERAL BANK MARGAO branch supports NEFT, RTGS, IMPS, and UPI transactions.