FEDERAL BANK IFSC Code – PANDIKAD, PANDIKAD
Complete bank details including IFSC code, MICR code, address and payment facilities for PANDIKAD branch.
Bank Details
| Bank Name | FEDERAL BANK |
| Branch Name | PANDIKAD |
| IFSC Code | FDRL0001120 |
| MICR Code | 676049802 |
| Address | MANJERY ROAD PANDIKAD PANDIKAD |
| City | PANDIKAD |
| District | MALAPPURAM |
| State | KERALA |
| Contact | 2783744 |
Payment Facilities
About IFSC Code FDRL0001120
The IFSC code FDRL0001120 uniquely identifies the PANDIKAD branch of FEDERAL BANK located in PANDIKAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code FDRL0001120
- First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001120) – Unique branch identifier for PANDIKAD
How to Use IFSC Code FDRL0001120
To transfer money to any account at FEDERAL BANK PANDIKAD branch, you will need to provide the IFSC code FDRL0001120 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PANDIKAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About FEDERAL BANK PANDIKAD Branch
FEDERAL BANK PANDIKAD is a branch of FEDERAL BANK located in PANDIKAD, KERALA. The branch provides comprehensive banking services to customers in PANDIKAD and surrounding areas.
Branch Address
MANJERY ROAD PANDIKAD PANDIKAD, PANDIKAD, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 676049802. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of FEDERAL BANK PANDIKAD?
The IFSC code of FEDERAL BANK PANDIKAD branch in PANDIKAD is FDRL0001120.
What is the MICR code of FEDERAL BANK PANDIKAD?
The MICR code of FEDERAL BANK PANDIKAD branch is 676049802.
What is the address of FEDERAL BANK PANDIKAD?
FEDERAL BANK PANDIKAD branch is located at MANJERY ROAD PANDIKAD PANDIKAD.
Does FEDERAL BANK PANDIKAD support NEFT/RTGS/IMPS?
FEDERAL BANK PANDIKAD branch supports NEFT, RTGS, IMPS, and UPI transactions.