FEDERAL BANK IFSC Code – PALA, PALAI
Complete bank details including IFSC code, MICR code, address and payment facilities for PALA branch.
Bank Details
| Bank Name | FEDERAL BANK |
| Branch Name | PALA |
| IFSC Code | FDRL0001097 |
| MICR Code | 686049302 |
| Address | KATTAKKAYAM ROAD, KOTTAYAM DIST. |
| City | PALAI |
| District | KOTTAYAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code FDRL0001097
The IFSC code FDRL0001097 uniquely identifies the PALA branch of FEDERAL BANK located in PALAI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code FDRL0001097
- First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001097) – Unique branch identifier for PALA
How to Use IFSC Code FDRL0001097
To transfer money to any account at FEDERAL BANK PALA branch, you will need to provide the IFSC code FDRL0001097 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About FEDERAL BANK PALA Branch
FEDERAL BANK PALA is a branch of FEDERAL BANK located in PALAI, KERALA. The branch provides comprehensive banking services to customers in PALAI and surrounding areas.
Branch Address
KATTAKKAYAM ROAD, KOTTAYAM DIST., PALAI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686049302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of FEDERAL BANK PALA?
The IFSC code of FEDERAL BANK PALA branch in PALAI is FDRL0001097.
What is the MICR code of FEDERAL BANK PALA?
The MICR code of FEDERAL BANK PALA branch is 686049302.
What is the address of FEDERAL BANK PALA?
FEDERAL BANK PALA branch is located at KATTAKKAYAM ROAD, KOTTAYAM DIST..
Does FEDERAL BANK PALA support NEFT/RTGS/IMPS?
FEDERAL BANK PALA branch supports NEFT, RTGS, IMPS, and UPI transactions.