FEDERAL BANK IFSC Code – GIRINAGAR, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for GIRINAGAR branch.
Bank Details
| Bank Name | FEDERAL BANK |
| Branch Name | GIRINAGAR |
| IFSC Code | FDRL0001058 |
| MICR Code | 682049009 |
| Address | GIRINAGAR ELAMKULAM KADAVANTHRA P O KOCHI |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 2203162 |
Payment Facilities
About IFSC Code FDRL0001058
The IFSC code FDRL0001058 uniquely identifies the GIRINAGAR branch of FEDERAL BANK located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code FDRL0001058
- First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001058) – Unique branch identifier for GIRINAGAR
How to Use IFSC Code FDRL0001058
To transfer money to any account at FEDERAL BANK GIRINAGAR branch, you will need to provide the IFSC code FDRL0001058 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GIRINAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About FEDERAL BANK GIRINAGAR Branch
FEDERAL BANK GIRINAGAR is a branch of FEDERAL BANK located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
GIRINAGAR ELAMKULAM KADAVANTHRA P O KOCHI, ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682049009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of FEDERAL BANK GIRINAGAR?
The IFSC code of FEDERAL BANK GIRINAGAR branch in ERNAKULAM is FDRL0001058.
What is the MICR code of FEDERAL BANK GIRINAGAR?
The MICR code of FEDERAL BANK GIRINAGAR branch is 682049009.
What is the address of FEDERAL BANK GIRINAGAR?
FEDERAL BANK GIRINAGAR branch is located at GIRINAGAR ELAMKULAM KADAVANTHRA P O KOCHI.
Does FEDERAL BANK GIRINAGAR support NEFT/RTGS/IMPS?
FEDERAL BANK GIRINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.