FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – DPS DIVISON ERNAKULAM, ERNAKULAM

Complete bank details including IFSC code, MICR code, address and payment facilities for DPS DIVISON ERNAKULAM branch.

IFSC Code
FDRL0000401

Bank Details

Bank NameFEDERAL BANK
Branch NameDPS DIVISON ERNAKULAM
IFSC CodeFDRL0000401
MICR CodeWAITING
AddressDEPOSITORY SERVICE DIVISION, FEDERAL TOWERS MARINE DRIVE ERNAKULAM , KOCHI 682031
CityERNAKULAM
StateKERALA
Contact2367101

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0000401

The IFSC code FDRL0000401 uniquely identifies the DPS DIVISON ERNAKULAM branch of FEDERAL BANK located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0000401

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000401) – Unique branch identifier for DPS DIVISON ERNAKULAM

How to Use IFSC Code FDRL0000401

To transfer money to any account at FEDERAL BANK DPS DIVISON ERNAKULAM branch, you will need to provide the IFSC code FDRL0000401 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DPS DIVISON ERNAKULAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK DPS DIVISON ERNAKULAM Branch

FEDERAL BANK DPS DIVISON ERNAKULAM is a branch of FEDERAL BANK located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.

Branch Address

DEPOSITORY SERVICE DIVISION, FEDERAL TOWERS MARINE DRIVE ERNAKULAM , KOCHI 682031, ERNAKULAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK DPS DIVISON ERNAKULAM?

The IFSC code of FEDERAL BANK DPS DIVISON ERNAKULAM branch in ERNAKULAM is FDRL0000401.

What is the MICR code of FEDERAL BANK DPS DIVISON ERNAKULAM?

The MICR code of FEDERAL BANK DPS DIVISON ERNAKULAM branch is WAITING.

What is the address of FEDERAL BANK DPS DIVISON ERNAKULAM?

FEDERAL BANK DPS DIVISON ERNAKULAM branch is located at DEPOSITORY SERVICE DIVISION, FEDERAL TOWERS MARINE DRIVE ERNAKULAM , KOCHI 682031.

Does FEDERAL BANK DPS DIVISON ERNAKULAM support NEFT/RTGS/IMPS?

FEDERAL BANK DPS DIVISON ERNAKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.