DHANALAKSHMI BANK IFSC Code – PANAJI, GOA
Complete bank details including IFSC code, MICR code, address and payment facilities for PANAJI branch.
Bank Details
| Bank Name | DHANALAKSHMI BANK |
| Branch Name | PANAJI |
| IFSC Code | DLXB0000246 |
| MICR Code | 403048002 |
| Address | PANAJI |
| City | GOA |
| District | PANAJI |
| State | GOA |
| Contact | 6451033 |
Payment Facilities
About IFSC Code DLXB0000246
The IFSC code DLXB0000246 uniquely identifies the PANAJI branch of DHANALAKSHMI BANK located in GOA, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code DLXB0000246
- First 4 characters (DLXB) – Represents DHANALAKSHMI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000246) – Unique branch identifier for PANAJI
How to Use IFSC Code DLXB0000246
To transfer money to any account at DHANALAKSHMI BANK PANAJI branch, you will need to provide the IFSC code DLXB0000246 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PANAJI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About DHANALAKSHMI BANK PANAJI Branch
DHANALAKSHMI BANK PANAJI is a branch of DHANALAKSHMI BANK located in GOA, GOA. The branch provides comprehensive banking services to customers in GOA and surrounding areas.
Branch Address
PANAJI, GOA, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403048002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of DHANALAKSHMI BANK PANAJI?
The IFSC code of DHANALAKSHMI BANK PANAJI branch in GOA is DLXB0000246.
What is the MICR code of DHANALAKSHMI BANK PANAJI?
The MICR code of DHANALAKSHMI BANK PANAJI branch is 403048002.
What is the address of DHANALAKSHMI BANK PANAJI?
DHANALAKSHMI BANK PANAJI branch is located at PANAJI.
Does DHANALAKSHMI BANK PANAJI support NEFT/RTGS/IMPS?
DHANALAKSHMI BANK PANAJI branch supports NEFT, RTGS, IMPS, and UPI transactions.