DHANALAKSHMI BANK IFSC Code – VAIKOM, VAIKOM
Complete bank details including IFSC code, MICR code, address and payment facilities for VAIKOM branch.
Bank Details
| Bank Name | DHANALAKSHMI BANK |
| Branch Name | VAIKOM |
| IFSC Code | DLXB0000048 |
| MICR Code | 686048602 |
| Address | P.B.NO 1 VAIKOM KOTTAYAM KERALA |
| City | VAIKOM |
| State | KERALA |
| Contact | 9287276764 |
Payment Facilities
About IFSC Code DLXB0000048
The IFSC code DLXB0000048 uniquely identifies the VAIKOM branch of DHANALAKSHMI BANK located in VAIKOM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code DLXB0000048
- First 4 characters (DLXB) – Represents DHANALAKSHMI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000048) – Unique branch identifier for VAIKOM
How to Use IFSC Code DLXB0000048
To transfer money to any account at DHANALAKSHMI BANK VAIKOM branch, you will need to provide the IFSC code DLXB0000048 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VAIKOM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About DHANALAKSHMI BANK VAIKOM Branch
DHANALAKSHMI BANK VAIKOM is a branch of DHANALAKSHMI BANK located in VAIKOM, KERALA. The branch provides comprehensive banking services to customers in VAIKOM and surrounding areas.
Branch Address
P.B.NO 1 VAIKOM KOTTAYAM KERALA, VAIKOM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686048602. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of DHANALAKSHMI BANK VAIKOM?
The IFSC code of DHANALAKSHMI BANK VAIKOM branch in VAIKOM is DLXB0000048.
What is the MICR code of DHANALAKSHMI BANK VAIKOM?
The MICR code of DHANALAKSHMI BANK VAIKOM branch is 686048602.
What is the address of DHANALAKSHMI BANK VAIKOM?
DHANALAKSHMI BANK VAIKOM branch is located at P.B.NO 1 VAIKOM KOTTAYAM KERALA.
Does DHANALAKSHMI BANK VAIKOM support NEFT/RTGS/IMPS?
DHANALAKSHMI BANK VAIKOM branch supports NEFT, RTGS, IMPS, and UPI transactions.