DHANALAKSHMI BANK IFSC Code – KARAKULAM, KARAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KARAKULAM branch.
Bank Details
| Bank Name | DHANALAKSHMI BANK |
| Branch Name | KARAKULAM |
| IFSC Code | DLXB0000040 |
| MICR Code | 695048006 |
| Address | KP/1024 A,KRP BLDGS., PALAM JUNCTION,VAZHAYILA, KARAKULAM, THIRUVANANTHAPURAM |
| City | KARAKULAM |
| State | KERALA |
| Contact | 2371288 |
Payment Facilities
About IFSC Code DLXB0000040
The IFSC code DLXB0000040 uniquely identifies the KARAKULAM branch of DHANALAKSHMI BANK located in KARAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code DLXB0000040
- First 4 characters (DLXB) – Represents DHANALAKSHMI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000040) – Unique branch identifier for KARAKULAM
How to Use IFSC Code DLXB0000040
To transfer money to any account at DHANALAKSHMI BANK KARAKULAM branch, you will need to provide the IFSC code DLXB0000040 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARAKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About DHANALAKSHMI BANK KARAKULAM Branch
DHANALAKSHMI BANK KARAKULAM is a branch of DHANALAKSHMI BANK located in KARAKULAM, KERALA. The branch provides comprehensive banking services to customers in KARAKULAM and surrounding areas.
Branch Address
KP/1024 A,KRP BLDGS., PALAM JUNCTION,VAZHAYILA, KARAKULAM, THIRUVANANTHAPURAM, KARAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 695048006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of DHANALAKSHMI BANK KARAKULAM?
The IFSC code of DHANALAKSHMI BANK KARAKULAM branch in KARAKULAM is DLXB0000040.
What is the MICR code of DHANALAKSHMI BANK KARAKULAM?
The MICR code of DHANALAKSHMI BANK KARAKULAM branch is 695048006.
What is the address of DHANALAKSHMI BANK KARAKULAM?
DHANALAKSHMI BANK KARAKULAM branch is located at KP/1024 A,KRP BLDGS., PALAM JUNCTION,VAZHAYILA, KARAKULAM, THIRUVANANTHAPURAM.
Does DHANALAKSHMI BANK KARAKULAM support NEFT/RTGS/IMPS?
DHANALAKSHMI BANK KARAKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.