DHANALAKSHMI BANK IFSC Code – KONGAD, KONGAD
Complete bank details including IFSC code, MICR code, address and payment facilities for KONGAD branch.
Bank Details
| Bank Name | DHANALAKSHMI BANK |
| Branch Name | KONGAD |
| IFSC Code | DLXB0000026 |
| MICR Code | 678048802 |
| Address | KRISHNA BUILDING, MAIN ROAD KONGAD PALAKKAD DIST. KONGAD, KERALA, 678631 |
| City | KONGAD |
| State | KERALA |
| Contact | 6452278 |
Payment Facilities
About IFSC Code DLXB0000026
The IFSC code DLXB0000026 uniquely identifies the KONGAD branch of DHANALAKSHMI BANK located in KONGAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code DLXB0000026
- First 4 characters (DLXB) – Represents DHANALAKSHMI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000026) – Unique branch identifier for KONGAD
How to Use IFSC Code DLXB0000026
To transfer money to any account at DHANALAKSHMI BANK KONGAD branch, you will need to provide the IFSC code DLXB0000026 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KONGAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About DHANALAKSHMI BANK KONGAD Branch
DHANALAKSHMI BANK KONGAD is a branch of DHANALAKSHMI BANK located in KONGAD, KERALA. The branch provides comprehensive banking services to customers in KONGAD and surrounding areas.
Branch Address
KRISHNA BUILDING, MAIN ROAD KONGAD PALAKKAD DIST. KONGAD, KERALA, 678631, KONGAD, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 678048802. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of DHANALAKSHMI BANK KONGAD?
The IFSC code of DHANALAKSHMI BANK KONGAD branch in KONGAD is DLXB0000026.
What is the MICR code of DHANALAKSHMI BANK KONGAD?
The MICR code of DHANALAKSHMI BANK KONGAD branch is 678048802.
What is the address of DHANALAKSHMI BANK KONGAD?
DHANALAKSHMI BANK KONGAD branch is located at KRISHNA BUILDING, MAIN ROAD KONGAD PALAKKAD DIST. KONGAD, KERALA, 678631.
Does DHANALAKSHMI BANK KONGAD support NEFT/RTGS/IMPS?
DHANALAKSHMI BANK KONGAD branch supports NEFT, RTGS, IMPS, and UPI transactions.