THE COSMOS CO OPERATIVE BANK LIMITED IFSC Code – PHALTAN BRANCH, PHALTAN
Complete bank details including IFSC code, MICR code, address and payment facilities for PHALTAN BRANCH branch.
Bank Details
| Bank Name | THE COSMOS CO OPERATIVE BANK LIMITED |
| Branch Name | PHALTAN BRANCH |
| IFSC Code | COSB0000078 |
| MICR Code | 415164152 |
| Address | AMAR PLAZA, LAXMINAGAR, PHALTAN 415523 |
| City | PHALTAN |
| District | SATARA |
| State | MAHARASHTRA |
| Contact | 222201 |
Payment Facilities
About IFSC Code COSB0000078
The IFSC code COSB0000078 uniquely identifies the PHALTAN BRANCH branch of THE COSMOS CO OPERATIVE BANK LIMITED located in PHALTAN, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code COSB0000078
- First 4 characters (COSB) – Represents THE COSMOS CO OPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000078) – Unique branch identifier for PHALTAN BRANCH
How to Use IFSC Code COSB0000078
To transfer money to any account at THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH branch, you will need to provide the IFSC code COSB0000078 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHALTAN BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH Branch
THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH is a branch of THE COSMOS CO OPERATIVE BANK LIMITED located in PHALTAN, MAHARASHTRA. The branch provides comprehensive banking services to customers in PHALTAN and surrounding areas.
Branch Address
AMAR PLAZA, LAXMINAGAR, PHALTAN 415523, PHALTAN, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415164152. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH?
The IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH branch in PHALTAN is COSB0000078.
What is the MICR code of THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH?
The MICR code of THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH branch is 415164152.
What is the address of THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH?
THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH branch is located at AMAR PLAZA, LAXMINAGAR, PHALTAN 415523.
Does THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH support NEFT/RTGS/IMPS?
THE COSMOS CO OPERATIVE BANK LIMITED PHALTAN BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.