THE COSMOS CO OPERATIVE BANK LIMITED IFSC Code – PRODUCTIVITY ROAD, VADODARA
Complete bank details including IFSC code, MICR code, address and payment facilities for PRODUCTIVITY ROAD branch.
Bank Details
| Bank Name | THE COSMOS CO OPERATIVE BANK LIMITED |
| Branch Name | PRODUCTIVITY ROAD |
| IFSC Code | COSB0000064 |
| MICR Code | 390164002 |
| Address | 3-4, MADHAV COMPLEX, NR. PANORAMA COMPLEX, R.C. DUTT ROAD,ALKAPURI, VADODARA 390007 |
| City | VADODARA |
| State | GUJARAT |
| Contact | 3248705 |
Payment Facilities
About IFSC Code COSB0000064
The IFSC code COSB0000064 uniquely identifies the PRODUCTIVITY ROAD branch of THE COSMOS CO OPERATIVE BANK LIMITED located in VADODARA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code COSB0000064
- First 4 characters (COSB) – Represents THE COSMOS CO OPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000064) – Unique branch identifier for PRODUCTIVITY ROAD
How to Use IFSC Code COSB0000064
To transfer money to any account at THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD branch, you will need to provide the IFSC code COSB0000064 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PRODUCTIVITY ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD Branch
THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD is a branch of THE COSMOS CO OPERATIVE BANK LIMITED located in VADODARA, GUJARAT. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.
Branch Address
3-4, MADHAV COMPLEX, NR. PANORAMA COMPLEX, R.C. DUTT ROAD,ALKAPURI, VADODARA 390007, VADODARA, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 390164002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD?
The IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD branch in VADODARA is COSB0000064.
What is the MICR code of THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD?
The MICR code of THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD branch is 390164002.
What is the address of THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD?
THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD branch is located at 3-4, MADHAV COMPLEX, NR. PANORAMA COMPLEX, R.C. DUTT ROAD,ALKAPURI, VADODARA 390007.
Does THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD support NEFT/RTGS/IMPS?
THE COSMOS CO OPERATIVE BANK LIMITED PRODUCTIVITY ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.