THE COSMOS CO OPERATIVE BANK LIMITEDVerified Feb 2026

THE COSMOS CO OPERATIVE BANK LIMITED IFSC Code – PALDI, AHMEDABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for PALDI branch.

IFSC Code
COSB0000052

Bank Details

Bank NameTHE COSMOS CO OPERATIVE BANK LIMITED
Branch NamePALDI
IFSC CodeCOSB0000052
MICR Code380164011
AddressADITYA SHOP NO.12-14, PALDI CHAR RASTA, PALDI, AHMEDABAD, 380 007
CityAHMEDABAD
DistrictAHMADABAD
StateGUJARAT
Contact26588607

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code COSB0000052

The IFSC code COSB0000052 uniquely identifies the PALDI branch of THE COSMOS CO OPERATIVE BANK LIMITED located in AHMEDABAD, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code COSB0000052

  • First 4 characters (COSB) – Represents THE COSMOS CO OPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000052) – Unique branch identifier for PALDI

How to Use IFSC Code COSB0000052

To transfer money to any account at THE COSMOS CO OPERATIVE BANK LIMITED PALDI branch, you will need to provide the IFSC code COSB0000052 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PALDI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About THE COSMOS CO OPERATIVE BANK LIMITED PALDI Branch

THE COSMOS CO OPERATIVE BANK LIMITED PALDI is a branch of THE COSMOS CO OPERATIVE BANK LIMITED located in AHMEDABAD, GUJARAT. The branch provides comprehensive banking services to customers in AHMEDABAD and surrounding areas.

Branch Address

ADITYA SHOP NO.12-14, PALDI CHAR RASTA, PALDI, AHMEDABAD, 380 007, AHMEDABAD, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 380164011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED PALDI?

The IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED PALDI branch in AHMEDABAD is COSB0000052.

What is the MICR code of THE COSMOS CO OPERATIVE BANK LIMITED PALDI?

The MICR code of THE COSMOS CO OPERATIVE BANK LIMITED PALDI branch is 380164011.

What is the address of THE COSMOS CO OPERATIVE BANK LIMITED PALDI?

THE COSMOS CO OPERATIVE BANK LIMITED PALDI branch is located at ADITYA SHOP NO.12-14, PALDI CHAR RASTA, PALDI, AHMEDABAD, 380 007.

Does THE COSMOS CO OPERATIVE BANK LIMITED PALDI support NEFT/RTGS/IMPS?

THE COSMOS CO OPERATIVE BANK LIMITED PALDI branch supports NEFT, RTGS, IMPS, and UPI transactions.