CITY UNION BANK LIMITEDVerified Feb 2026

CITY UNION BANK LIMITED IFSC Code – MELAKOTTAIYUR, MELAKOTTAIYUR

Complete bank details including IFSC code, MICR code, address and payment facilities for MELAKOTTAIYUR branch.

IFSC Code
CIUB0000396

Bank Details

Bank NameCITY UNION BANK LIMITED
Branch NameMELAKOTTAIYUR
IFSC CodeCIUB0000396
MICR Code600054071
AddressVANDALUR KELAMBAKKAM ROAD,NEAR VIT CHENNAI CAMPUS,MELAKOTTAIYUR CHENNAI 600 048.KANCHIPURAM DIST
CityMELAKOTTAIYUR
DistrictKANCHEEPURAM
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CIUB0000396

The IFSC code CIUB0000396 uniquely identifies the MELAKOTTAIYUR branch of CITY UNION BANK LIMITED located in MELAKOTTAIYUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CIUB0000396

  • First 4 characters (CIUB) – Represents CITY UNION BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000396) – Unique branch identifier for MELAKOTTAIYUR

How to Use IFSC Code CIUB0000396

To transfer money to any account at CITY UNION BANK LIMITED MELAKOTTAIYUR branch, you will need to provide the IFSC code CIUB0000396 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MELAKOTTAIYUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CITY UNION BANK LIMITED MELAKOTTAIYUR Branch

CITY UNION BANK LIMITED MELAKOTTAIYUR is a branch of CITY UNION BANK LIMITED located in MELAKOTTAIYUR, TAMIL NADU. The branch provides comprehensive banking services to customers in MELAKOTTAIYUR and surrounding areas.

Branch Address

VANDALUR KELAMBAKKAM ROAD,NEAR VIT CHENNAI CAMPUS,MELAKOTTAIYUR CHENNAI 600 048.KANCHIPURAM DIST, MELAKOTTAIYUR, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600054071. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CITY UNION BANK LIMITED MELAKOTTAIYUR?

The IFSC code of CITY UNION BANK LIMITED MELAKOTTAIYUR branch in MELAKOTTAIYUR is CIUB0000396.

What is the MICR code of CITY UNION BANK LIMITED MELAKOTTAIYUR?

The MICR code of CITY UNION BANK LIMITED MELAKOTTAIYUR branch is 600054071.

What is the address of CITY UNION BANK LIMITED MELAKOTTAIYUR?

CITY UNION BANK LIMITED MELAKOTTAIYUR branch is located at VANDALUR KELAMBAKKAM ROAD,NEAR VIT CHENNAI CAMPUS,MELAKOTTAIYUR CHENNAI 600 048.KANCHIPURAM DIST.

Does CITY UNION BANK LIMITED MELAKOTTAIYUR support NEFT/RTGS/IMPS?

CITY UNION BANK LIMITED MELAKOTTAIYUR branch supports NEFT, RTGS, IMPS, and UPI transactions.