CITI BANK IFSC Code – COCHIN, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for COCHIN branch.
Bank Details
| Bank Name | CITI BANK |
| Branch Name | COCHIN |
| IFSC Code | CITI0000012 |
| MICR Code | 682037002 |
| Address | PHOTOFAST HS., DOOR NO.38/1581, MG ROAD, PADMA JUNCTION, COCHIN 682035 |
| City | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2383936 |
Payment Facilities
About IFSC Code CITI0000012
The IFSC code CITI0000012 uniquely identifies the COCHIN branch of CITI BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CITI0000012
- First 4 characters (CITI) – Represents CITI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000012) – Unique branch identifier for COCHIN
How to Use IFSC Code CITI0000012
To transfer money to any account at CITI BANK COCHIN branch, you will need to provide the IFSC code CITI0000012 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at COCHIN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CITI BANK COCHIN Branch
CITI BANK COCHIN is a branch of CITI BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
PHOTOFAST HS., DOOR NO.38/1581, MG ROAD, PADMA JUNCTION, COCHIN 682035, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682037002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CITI BANK COCHIN?
The IFSC code of CITI BANK COCHIN branch in KOCHI is CITI0000012.
What is the MICR code of CITI BANK COCHIN?
The MICR code of CITI BANK COCHIN branch is 682037002.
What is the address of CITI BANK COCHIN?
CITI BANK COCHIN branch is located at PHOTOFAST HS., DOOR NO.38/1581, MG ROAD, PADMA JUNCTION, COCHIN 682035.
Does CITI BANK COCHIN support NEFT/RTGS/IMPS?
CITI BANK COCHIN branch supports NEFT, RTGS, IMPS, and UPI transactions.