CENTRAL BANK OF INDIA IFSC Code – RAIKOT, RAIKOT
Complete bank details including IFSC code, MICR code, address and payment facilities for RAIKOT branch.
Bank Details
| Bank Name | CENTRAL BANK OF INDIA |
| Branch Name | RAIKOT |
| IFSC Code | CBIN0284954 |
| MICR Code | NA |
| Address | PLOT NO B-1/0140, MALERKOTLA ROAD, NEAR HARI SINGH MALWA CHOWK, CITY-RAIKOT, DIST-LUDHIANA, PUNJAB-141109 |
| City | RAIKOT |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 22637966 |
Payment Facilities
About IFSC Code CBIN0284954
The IFSC code CBIN0284954 uniquely identifies the RAIKOT branch of CENTRAL BANK OF INDIA located in RAIKOT, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CBIN0284954
- First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (284954) – Unique branch identifier for RAIKOT
How to Use IFSC Code CBIN0284954
To transfer money to any account at CENTRAL BANK OF INDIA RAIKOT branch, you will need to provide the IFSC code CBIN0284954 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAIKOT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CENTRAL BANK OF INDIA RAIKOT Branch
CENTRAL BANK OF INDIA RAIKOT is a branch of CENTRAL BANK OF INDIA located in RAIKOT, PUNJAB. The branch provides comprehensive banking services to customers in RAIKOT and surrounding areas.
Branch Address
PLOT NO B-1/0140, MALERKOTLA ROAD, NEAR HARI SINGH MALWA CHOWK, CITY-RAIKOT, DIST-LUDHIANA, PUNJAB-141109, RAIKOT, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CENTRAL BANK OF INDIA RAIKOT?
The IFSC code of CENTRAL BANK OF INDIA RAIKOT branch in RAIKOT is CBIN0284954.
What is the MICR code of CENTRAL BANK OF INDIA RAIKOT?
The MICR code of CENTRAL BANK OF INDIA RAIKOT branch is NA.
What is the address of CENTRAL BANK OF INDIA RAIKOT?
CENTRAL BANK OF INDIA RAIKOT branch is located at PLOT NO B-1/0140, MALERKOTLA ROAD, NEAR HARI SINGH MALWA CHOWK, CITY-RAIKOT, DIST-LUDHIANA, PUNJAB-141109.
Does CENTRAL BANK OF INDIA RAIKOT support NEFT/RTGS/IMPS?
CENTRAL BANK OF INDIA RAIKOT branch supports NEFT, RTGS, IMPS, and UPI transactions.