CENTRAL BANK OF INDIAVerified Feb 2026

CENTRAL BANK OF INDIA IFSC Code – PHANSIDEWA, PHANSIDEA

Complete bank details including IFSC code, MICR code, address and payment facilities for PHANSIDEWA branch.

IFSC Code
CBIN0281700

Bank Details

Bank NameCENTRAL BANK OF INDIA
Branch NamePHANSIDEWA
IFSC CodeCBIN0281700
MICR CodeNA
AddressP.O. PHANSIDEWA,DIST-DARJEELING,WEST BENGAL-734434
CityPHANSIDEA
DistrictDARJILING
StateWEST BENGAL
Contact22612008

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CBIN0281700

The IFSC code CBIN0281700 uniquely identifies the PHANSIDEWA branch of CENTRAL BANK OF INDIA located in PHANSIDEA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CBIN0281700

  • First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (281700) – Unique branch identifier for PHANSIDEWA

How to Use IFSC Code CBIN0281700

To transfer money to any account at CENTRAL BANK OF INDIA PHANSIDEWA branch, you will need to provide the IFSC code CBIN0281700 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PHANSIDEWA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CENTRAL BANK OF INDIA PHANSIDEWA Branch

CENTRAL BANK OF INDIA PHANSIDEWA is a branch of CENTRAL BANK OF INDIA located in PHANSIDEA, WEST BENGAL. The branch provides comprehensive banking services to customers in PHANSIDEA and surrounding areas.

Branch Address

P.O. PHANSIDEWA,DIST-DARJEELING,WEST BENGAL-734434, PHANSIDEA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CENTRAL BANK OF INDIA PHANSIDEWA?

The IFSC code of CENTRAL BANK OF INDIA PHANSIDEWA branch in PHANSIDEA is CBIN0281700.

What is the MICR code of CENTRAL BANK OF INDIA PHANSIDEWA?

The MICR code of CENTRAL BANK OF INDIA PHANSIDEWA branch is NA.

What is the address of CENTRAL BANK OF INDIA PHANSIDEWA?

CENTRAL BANK OF INDIA PHANSIDEWA branch is located at P.O. PHANSIDEWA,DIST-DARJEELING,WEST BENGAL-734434.

Does CENTRAL BANK OF INDIA PHANSIDEWA support NEFT/RTGS/IMPS?

CENTRAL BANK OF INDIA PHANSIDEWA branch supports NEFT, RTGS, IMPS, and UPI transactions.