CENTRAL BANK OF INDIAVerified Feb 2026

CENTRAL BANK OF INDIA IFSC Code – INDUATRIAL AREA PHAGWARA, PHAGWARA

Complete bank details including IFSC code, MICR code, address and payment facilities for INDUATRIAL AREA PHAGWARA branch.

IFSC Code
CBIN0281161

Bank Details

Bank NameCENTRAL BANK OF INDIA
Branch NameINDUATRIAL AREA PHAGWARA
IFSC CodeCBIN0281161
MICR CodeNA
AddressP.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401
CityPHAGWARA
DistrictKAPURTHALA
StatePUNJAB
Contact22612008

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CBIN0281161

The IFSC code CBIN0281161 uniquely identifies the INDUATRIAL AREA PHAGWARA branch of CENTRAL BANK OF INDIA located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CBIN0281161

  • First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (281161) – Unique branch identifier for INDUATRIAL AREA PHAGWARA

How to Use IFSC Code CBIN0281161

To transfer money to any account at CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA branch, you will need to provide the IFSC code CBIN0281161 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at INDUATRIAL AREA PHAGWARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA Branch

CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA is a branch of CENTRAL BANK OF INDIA located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.

Branch Address

P.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401, PHAGWARA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA?

The IFSC code of CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA branch in PHAGWARA is CBIN0281161.

What is the MICR code of CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA?

The MICR code of CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA branch is NA.

What is the address of CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA?

CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA branch is located at P.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401.

Does CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA support NEFT/RTGS/IMPS?

CENTRAL BANK OF INDIA INDUATRIAL AREA PHAGWARA branch supports NEFT, RTGS, IMPS, and UPI transactions.