CENTRAL BANK OF INDIAVerified Feb 2026

CENTRAL BANK OF INDIA IFSC Code – SIMLA, SIMLA

Complete bank details including IFSC code, MICR code, address and payment facilities for SIMLA branch.

IFSC Code
CBIN0281002

Bank Details

Bank NameCENTRAL BANK OF INDIA
Branch NameSIMLA
IFSC CodeCBIN0281002
MICR CodeNA
AddressCOMBERMERE COMPLEX, THE MALL, SHIMLA
CitySIMLA
StateHIMACHAL PRADESH
Contact22612008

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CBIN0281002

The IFSC code CBIN0281002 uniquely identifies the SIMLA branch of CENTRAL BANK OF INDIA located in SIMLA, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CBIN0281002

  • First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (281002) – Unique branch identifier for SIMLA

How to Use IFSC Code CBIN0281002

To transfer money to any account at CENTRAL BANK OF INDIA SIMLA branch, you will need to provide the IFSC code CBIN0281002 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SIMLA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CENTRAL BANK OF INDIA SIMLA Branch

CENTRAL BANK OF INDIA SIMLA is a branch of CENTRAL BANK OF INDIA located in SIMLA, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in SIMLA and surrounding areas.

Branch Address

COMBERMERE COMPLEX, THE MALL, SHIMLA, SIMLA, HIMACHAL PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CENTRAL BANK OF INDIA SIMLA?

The IFSC code of CENTRAL BANK OF INDIA SIMLA branch in SIMLA is CBIN0281002.

What is the MICR code of CENTRAL BANK OF INDIA SIMLA?

The MICR code of CENTRAL BANK OF INDIA SIMLA branch is NA.

What is the address of CENTRAL BANK OF INDIA SIMLA?

CENTRAL BANK OF INDIA SIMLA branch is located at COMBERMERE COMPLEX, THE MALL, SHIMLA.

Does CENTRAL BANK OF INDIA SIMLA support NEFT/RTGS/IMPS?

CENTRAL BANK OF INDIA SIMLA branch supports NEFT, RTGS, IMPS, and UPI transactions.