CENTRAL BANK OF INDIA IFSC Code – KOTTAYAM, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM branch.
Bank Details
| Bank Name | CENTRAL BANK OF INDIA |
| Branch Name | KOTTAYAM |
| IFSC Code | CBIN0280955 |
| MICR Code | NA |
| Address | PB NO 38 KMC/II KK ROAD KOTTAYAM - 686001 |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 22612008 |
Payment Facilities
About IFSC Code CBIN0280955
The IFSC code CBIN0280955 uniquely identifies the KOTTAYAM branch of CENTRAL BANK OF INDIA located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CBIN0280955
- First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (280955) – Unique branch identifier for KOTTAYAM
How to Use IFSC Code CBIN0280955
To transfer money to any account at CENTRAL BANK OF INDIA KOTTAYAM branch, you will need to provide the IFSC code CBIN0280955 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTTAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CENTRAL BANK OF INDIA KOTTAYAM Branch
CENTRAL BANK OF INDIA KOTTAYAM is a branch of CENTRAL BANK OF INDIA located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
PB NO 38 KMC/II KK ROAD KOTTAYAM - 686001, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CENTRAL BANK OF INDIA KOTTAYAM?
The IFSC code of CENTRAL BANK OF INDIA KOTTAYAM branch in KOTTAYAM is CBIN0280955.
What is the MICR code of CENTRAL BANK OF INDIA KOTTAYAM?
The MICR code of CENTRAL BANK OF INDIA KOTTAYAM branch is NA.
What is the address of CENTRAL BANK OF INDIA KOTTAYAM?
CENTRAL BANK OF INDIA KOTTAYAM branch is located at PB NO 38 KMC/II KK ROAD KOTTAYAM - 686001.
Does CENTRAL BANK OF INDIA KOTTAYAM support NEFT/RTGS/IMPS?
CENTRAL BANK OF INDIA KOTTAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.