CENTRAL BANK OF INDIA IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | CENTRAL BANK OF INDIA |
| Branch Name | RATNAGIRI |
| IFSC Code | CBIN0280642 |
| MICR Code | NA |
| Address | RATNAGIRI SHAKHA, 30/31, JAVKAR PLAZA, JAY SAMBHA, RATANAGIRI-415 612 (MAHARAS |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 22612008 |
Payment Facilities
About IFSC Code CBIN0280642
The IFSC code CBIN0280642 uniquely identifies the RATNAGIRI branch of CENTRAL BANK OF INDIA located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CBIN0280642
- First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (280642) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code CBIN0280642
To transfer money to any account at CENTRAL BANK OF INDIA RATNAGIRI branch, you will need to provide the IFSC code CBIN0280642 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CENTRAL BANK OF INDIA RATNAGIRI Branch
CENTRAL BANK OF INDIA RATNAGIRI is a branch of CENTRAL BANK OF INDIA located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
RATNAGIRI SHAKHA, 30/31, JAVKAR PLAZA, JAY SAMBHA, RATANAGIRI-415 612 (MAHARAS, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CENTRAL BANK OF INDIA RATNAGIRI?
The IFSC code of CENTRAL BANK OF INDIA RATNAGIRI branch in RATNAGIRI is CBIN0280642.
What is the MICR code of CENTRAL BANK OF INDIA RATNAGIRI?
The MICR code of CENTRAL BANK OF INDIA RATNAGIRI branch is NA.
What is the address of CENTRAL BANK OF INDIA RATNAGIRI?
CENTRAL BANK OF INDIA RATNAGIRI branch is located at RATNAGIRI SHAKHA, 30/31, JAVKAR PLAZA, JAY SAMBHA, RATANAGIRI-415 612 (MAHARAS.
Does CENTRAL BANK OF INDIA RATNAGIRI support NEFT/RTGS/IMPS?
CENTRAL BANK OF INDIA RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.