BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – KHARGONE SME, KHARGONE

Complete bank details including IFSC code, MICR code, address and payment facilities for KHARGONE SME branch.

IFSC Code
BKID0009900

Bank Details

Bank NameBANK OF INDIA
Branch NameKHARGONE SME
IFSC CodeBKID0009900
MICR Code451013001
AddressBIRLA MARGKHARGONE, DIST KHARGONE
CityKHARGONE
StateMADHYA PRADESH
Contact7282233161

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0009900

The IFSC code BKID0009900 uniquely identifies the KHARGONE SME branch of BANK OF INDIA located in KHARGONE, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0009900

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (009900) – Unique branch identifier for KHARGONE SME

How to Use IFSC Code BKID0009900

To transfer money to any account at BANK OF INDIA KHARGONE SME branch, you will need to provide the IFSC code BKID0009900 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHARGONE SME

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA KHARGONE SME Branch

BANK OF INDIA KHARGONE SME is a branch of BANK OF INDIA located in KHARGONE, MADHYA PRADESH. The branch provides comprehensive banking services to customers in KHARGONE and surrounding areas.

Branch Address

BIRLA MARGKHARGONE, DIST KHARGONE, KHARGONE, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 451013001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA KHARGONE SME?

The IFSC code of BANK OF INDIA KHARGONE SME branch in KHARGONE is BKID0009900.

What is the MICR code of BANK OF INDIA KHARGONE SME?

The MICR code of BANK OF INDIA KHARGONE SME branch is 451013001.

What is the address of BANK OF INDIA KHARGONE SME?

BANK OF INDIA KHARGONE SME branch is located at BIRLA MARGKHARGONE, DIST KHARGONE.

Does BANK OF INDIA KHARGONE SME support NEFT/RTGS/IMPS?

BANK OF INDIA KHARGONE SME branch supports NEFT, RTGS, IMPS, and UPI transactions.