BANK OF INDIA IFSC Code – JYOTHINAGAR, JYOTHINAGAR (DIST. KARIMNAGAR)
Complete bank details including IFSC code, MICR code, address and payment facilities for JYOTHINAGAR branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | JYOTHINAGAR |
| IFSC Code | BKID0008685 |
| MICR Code | 505013302 |
| Address | OPP. NTPC COMPLEX,H.NO. 4-6-274,MEDIPALLI CENTRE,JYOTHINAGAR, DIST KARIMNAGAR |
| City | JYOTHINAGAR (DIST. KARIMNAGAR) |
| State | ANDHRA PRADESH |
| Contact | 8728272175 |
Payment Facilities
About IFSC Code BKID0008685
The IFSC code BKID0008685 uniquely identifies the JYOTHINAGAR branch of BANK OF INDIA located in JYOTHINAGAR (DIST. KARIMNAGAR), ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0008685
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (008685) – Unique branch identifier for JYOTHINAGAR
How to Use IFSC Code BKID0008685
To transfer money to any account at BANK OF INDIA JYOTHINAGAR branch, you will need to provide the IFSC code BKID0008685 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JYOTHINAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA JYOTHINAGAR Branch
BANK OF INDIA JYOTHINAGAR is a branch of BANK OF INDIA located in JYOTHINAGAR (DIST. KARIMNAGAR), ANDHRA PRADESH. The branch provides comprehensive banking services to customers in JYOTHINAGAR (DIST. KARIMNAGAR) and surrounding areas.
Branch Address
OPP. NTPC COMPLEX,H.NO. 4-6-274,MEDIPALLI CENTRE,JYOTHINAGAR, DIST KARIMNAGAR, JYOTHINAGAR (DIST. KARIMNAGAR), ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 505013302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA JYOTHINAGAR?
The IFSC code of BANK OF INDIA JYOTHINAGAR branch in JYOTHINAGAR (DIST. KARIMNAGAR) is BKID0008685.
What is the MICR code of BANK OF INDIA JYOTHINAGAR?
The MICR code of BANK OF INDIA JYOTHINAGAR branch is 505013302.
What is the address of BANK OF INDIA JYOTHINAGAR?
BANK OF INDIA JYOTHINAGAR branch is located at OPP. NTPC COMPLEX,H.NO. 4-6-274,MEDIPALLI CENTRE,JYOTHINAGAR, DIST KARIMNAGAR.
Does BANK OF INDIA JYOTHINAGAR support NEFT/RTGS/IMPS?
BANK OF INDIA JYOTHINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.