BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – SHIMOGA, SHIMOGA

Complete bank details including IFSC code, MICR code, address and payment facilities for SHIMOGA branch.

IFSC Code
BKID0008450

Bank Details

Bank NameBANK OF INDIA
Branch NameSHIMOGA
IFSC CodeBKID0008450
MICR Code577013202
AddressMAHAVEERA PALZA GARDEN AREA III CROSSSHIMOGA 577201
CitySHIMOGA
StateKARNATAKA
Contact8182222182

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0008450

The IFSC code BKID0008450 uniquely identifies the SHIMOGA branch of BANK OF INDIA located in SHIMOGA, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0008450

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (008450) – Unique branch identifier for SHIMOGA

How to Use IFSC Code BKID0008450

To transfer money to any account at BANK OF INDIA SHIMOGA branch, you will need to provide the IFSC code BKID0008450 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SHIMOGA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA SHIMOGA Branch

BANK OF INDIA SHIMOGA is a branch of BANK OF INDIA located in SHIMOGA, KARNATAKA. The branch provides comprehensive banking services to customers in SHIMOGA and surrounding areas.

Branch Address

MAHAVEERA PALZA GARDEN AREA III CROSSSHIMOGA 577201, SHIMOGA, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 577013202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA SHIMOGA?

The IFSC code of BANK OF INDIA SHIMOGA branch in SHIMOGA is BKID0008450.

What is the MICR code of BANK OF INDIA SHIMOGA?

The MICR code of BANK OF INDIA SHIMOGA branch is 577013202.

What is the address of BANK OF INDIA SHIMOGA?

BANK OF INDIA SHIMOGA branch is located at MAHAVEERA PALZA GARDEN AREA III CROSSSHIMOGA 577201.

Does BANK OF INDIA SHIMOGA support NEFT/RTGS/IMPS?

BANK OF INDIA SHIMOGA branch supports NEFT, RTGS, IMPS, and UPI transactions.