BANK OF INDIA IFSC Code – PHOOLPUR, PHOOLPUR, DIST.VARANASI
Complete bank details including IFSC code, MICR code, address and payment facilities for PHOOLPUR branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | PHOOLPUR |
| IFSC Code | BKID0006905 |
| MICR Code | 221013205 |
| Address | DUBEY KATRA, PHOOLPUR BAZAR CROSSINGVILL. & PO. PHOOLPUR, DIST. VARANASI |
| City | PHOOLPUR, DIST.VARANASI |
| State | UTTAR PRADESH |
| Contact | 5422627495 |
Payment Facilities
About IFSC Code BKID0006905
The IFSC code BKID0006905 uniquely identifies the PHOOLPUR branch of BANK OF INDIA located in PHOOLPUR, DIST.VARANASI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0006905
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (006905) – Unique branch identifier for PHOOLPUR
How to Use IFSC Code BKID0006905
To transfer money to any account at BANK OF INDIA PHOOLPUR branch, you will need to provide the IFSC code BKID0006905 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHOOLPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA PHOOLPUR Branch
BANK OF INDIA PHOOLPUR is a branch of BANK OF INDIA located in PHOOLPUR, DIST.VARANASI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in PHOOLPUR, DIST.VARANASI and surrounding areas.
Branch Address
DUBEY KATRA, PHOOLPUR BAZAR CROSSINGVILL. & PO. PHOOLPUR, DIST. VARANASI, PHOOLPUR, DIST.VARANASI, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 221013205. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA PHOOLPUR?
The IFSC code of BANK OF INDIA PHOOLPUR branch in PHOOLPUR, DIST.VARANASI is BKID0006905.
What is the MICR code of BANK OF INDIA PHOOLPUR?
The MICR code of BANK OF INDIA PHOOLPUR branch is 221013205.
What is the address of BANK OF INDIA PHOOLPUR?
BANK OF INDIA PHOOLPUR branch is located at DUBEY KATRA, PHOOLPUR BAZAR CROSSINGVILL. & PO. PHOOLPUR, DIST. VARANASI.
Does BANK OF INDIA PHOOLPUR support NEFT/RTGS/IMPS?
BANK OF INDIA PHOOLPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.