BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – BIHARIGANJ, BIHARIGANJ

Complete bank details including IFSC code, MICR code, address and payment facilities for BIHARIGANJ branch.

IFSC Code
BKID0005805

Bank Details

Bank NameBANK OF INDIA
Branch NameBIHARIGANJ
IFSC CodeBKID0005805
MICR Code850013703
AddressJAWAHAR CHOWK AT/PO-BIHARIGANJPS-BIHARIGANJ DIST:-MADHEPURA
CityBIHARIGANJ
StateBIHAR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0005805

The IFSC code BKID0005805 uniquely identifies the BIHARIGANJ branch of BANK OF INDIA located in BIHARIGANJ, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0005805

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (005805) – Unique branch identifier for BIHARIGANJ

How to Use IFSC Code BKID0005805

To transfer money to any account at BANK OF INDIA BIHARIGANJ branch, you will need to provide the IFSC code BKID0005805 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BIHARIGANJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA BIHARIGANJ Branch

BANK OF INDIA BIHARIGANJ is a branch of BANK OF INDIA located in BIHARIGANJ, BIHAR. The branch provides comprehensive banking services to customers in BIHARIGANJ and surrounding areas.

Branch Address

JAWAHAR CHOWK AT/PO-BIHARIGANJPS-BIHARIGANJ DIST:-MADHEPURA, BIHARIGANJ, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 850013703. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA BIHARIGANJ?

The IFSC code of BANK OF INDIA BIHARIGANJ branch in BIHARIGANJ is BKID0005805.

What is the MICR code of BANK OF INDIA BIHARIGANJ?

The MICR code of BANK OF INDIA BIHARIGANJ branch is 850013703.

What is the address of BANK OF INDIA BIHARIGANJ?

BANK OF INDIA BIHARIGANJ branch is located at JAWAHAR CHOWK AT/PO-BIHARIGANJPS-BIHARIGANJ DIST:-MADHEPURA.

Does BANK OF INDIA BIHARIGANJ support NEFT/RTGS/IMPS?

BANK OF INDIA BIHARIGANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.