BANK OF INDIA IFSC Code – DESARI, DESARI
Complete bank details including IFSC code, MICR code, address and payment facilities for DESARI branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | DESARI |
| IFSC Code | BKID0005784 |
| MICR Code | NA |
| Address | BANK OF INDIA, DESARI PATEL CHOWK,DIST - VAISHALI, BIHAR - 844504 |
| City | DESARI |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code BKID0005784
The IFSC code BKID0005784 uniquely identifies the DESARI branch of BANK OF INDIA located in DESARI, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0005784
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (005784) – Unique branch identifier for DESARI
How to Use IFSC Code BKID0005784
To transfer money to any account at BANK OF INDIA DESARI branch, you will need to provide the IFSC code BKID0005784 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DESARI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA DESARI Branch
BANK OF INDIA DESARI is a branch of BANK OF INDIA located in DESARI, BIHAR. The branch provides comprehensive banking services to customers in DESARI and surrounding areas.
Branch Address
BANK OF INDIA, DESARI PATEL CHOWK,DIST - VAISHALI, BIHAR - 844504, DESARI, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA DESARI?
The IFSC code of BANK OF INDIA DESARI branch in DESARI is BKID0005784.
What is the MICR code of BANK OF INDIA DESARI?
The MICR code of BANK OF INDIA DESARI branch is NA.
What is the address of BANK OF INDIA DESARI?
BANK OF INDIA DESARI branch is located at BANK OF INDIA, DESARI PATEL CHOWK,DIST - VAISHALI, BIHAR - 844504.
Does BANK OF INDIA DESARI support NEFT/RTGS/IMPS?
BANK OF INDIA DESARI branch supports NEFT, RTGS, IMPS, and UPI transactions.