BANK OF INDIA IFSC Code – KURMANNAPALEM, VISAKHAPATNAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KURMANNAPALEM branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | KURMANNAPALEM |
| IFSC Code | BKID0005685 |
| MICR Code | WAITING |
| Address | DOOR NO 31 7 51 OPP RTC COMPLEX KURMANNAPALEM VISAKHAPATNAM PIN 530 046 |
| City | VISAKHAPATNAM |
| District | VISHAKHAPATNAM |
| State | ANDHRA PRADESH |
| Contact | 9441564519 |
Payment Facilities
About IFSC Code BKID0005685
The IFSC code BKID0005685 uniquely identifies the KURMANNAPALEM branch of BANK OF INDIA located in VISAKHAPATNAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0005685
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (005685) – Unique branch identifier for KURMANNAPALEM
How to Use IFSC Code BKID0005685
To transfer money to any account at BANK OF INDIA KURMANNAPALEM branch, you will need to provide the IFSC code BKID0005685 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KURMANNAPALEM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA KURMANNAPALEM Branch
BANK OF INDIA KURMANNAPALEM is a branch of BANK OF INDIA located in VISAKHAPATNAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VISAKHAPATNAM and surrounding areas.
Branch Address
DOOR NO 31 7 51 OPP RTC COMPLEX KURMANNAPALEM VISAKHAPATNAM PIN 530 046, VISAKHAPATNAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA KURMANNAPALEM?
The IFSC code of BANK OF INDIA KURMANNAPALEM branch in VISAKHAPATNAM is BKID0005685.
What is the MICR code of BANK OF INDIA KURMANNAPALEM?
The MICR code of BANK OF INDIA KURMANNAPALEM branch is WAITING.
What is the address of BANK OF INDIA KURMANNAPALEM?
BANK OF INDIA KURMANNAPALEM branch is located at DOOR NO 31 7 51 OPP RTC COMPLEX KURMANNAPALEM VISAKHAPATNAM PIN 530 046.
Does BANK OF INDIA KURMANNAPALEM support NEFT/RTGS/IMPS?
BANK OF INDIA KURMANNAPALEM branch supports NEFT, RTGS, IMPS, and UPI transactions.