BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – GIDDALUR, GIDDALUR

Complete bank details including IFSC code, MICR code, address and payment facilities for GIDDALUR branch.

IFSC Code
BKID0005608

Bank Details

Bank NameBANK OF INDIA
Branch NameGIDDALUR
IFSC CodeBKID0005608
MICR Code523013522
AddressDOOR NO: 4-9-151, OLD BADWEL ROADGIDDALUR,PRAKASAM DIST, ANDHRA PRADESH-523357
CityGIDDALUR
StateANDHRA PRADESH
Contact8405242189

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0005608

The IFSC code BKID0005608 uniquely identifies the GIDDALUR branch of BANK OF INDIA located in GIDDALUR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0005608

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (005608) – Unique branch identifier for GIDDALUR

How to Use IFSC Code BKID0005608

To transfer money to any account at BANK OF INDIA GIDDALUR branch, you will need to provide the IFSC code BKID0005608 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GIDDALUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA GIDDALUR Branch

BANK OF INDIA GIDDALUR is a branch of BANK OF INDIA located in GIDDALUR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in GIDDALUR and surrounding areas.

Branch Address

DOOR NO: 4-9-151, OLD BADWEL ROADGIDDALUR,PRAKASAM DIST, ANDHRA PRADESH-523357, GIDDALUR, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 523013522. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA GIDDALUR?

The IFSC code of BANK OF INDIA GIDDALUR branch in GIDDALUR is BKID0005608.

What is the MICR code of BANK OF INDIA GIDDALUR?

The MICR code of BANK OF INDIA GIDDALUR branch is 523013522.

What is the address of BANK OF INDIA GIDDALUR?

BANK OF INDIA GIDDALUR branch is located at DOOR NO: 4-9-151, OLD BADWEL ROADGIDDALUR,PRAKASAM DIST, ANDHRA PRADESH-523357.

Does BANK OF INDIA GIDDALUR support NEFT/RTGS/IMPS?

BANK OF INDIA GIDDALUR branch supports NEFT, RTGS, IMPS, and UPI transactions.