BANK OF INDIA IFSC Code – JOWAI, JOWAI MEGHALAYA
Complete bank details including IFSC code, MICR code, address and payment facilities for JOWAI branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | JOWAI |
| IFSC Code | BKID0005026 |
| MICR Code | 793013102 |
| Address | LUM PARIAT,LAD THALABOH, PO JOWAI,DIST JAINTIA HILLS, MEGHALAYA-793150 |
| City | JOWAI MEGHALAYA |
| State | MEGHALAYA |
| Contact | 793013102 |
Payment Facilities
About IFSC Code BKID0005026
The IFSC code BKID0005026 uniquely identifies the JOWAI branch of BANK OF INDIA located in JOWAI MEGHALAYA, MEGHALAYA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0005026
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (005026) – Unique branch identifier for JOWAI
How to Use IFSC Code BKID0005026
To transfer money to any account at BANK OF INDIA JOWAI branch, you will need to provide the IFSC code BKID0005026 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JOWAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA JOWAI Branch
BANK OF INDIA JOWAI is a branch of BANK OF INDIA located in JOWAI MEGHALAYA, MEGHALAYA. The branch provides comprehensive banking services to customers in JOWAI MEGHALAYA and surrounding areas.
Branch Address
LUM PARIAT,LAD THALABOH, PO JOWAI,DIST JAINTIA HILLS, MEGHALAYA-793150, JOWAI MEGHALAYA, MEGHALAYA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 793013102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA JOWAI?
The IFSC code of BANK OF INDIA JOWAI branch in JOWAI MEGHALAYA is BKID0005026.
What is the MICR code of BANK OF INDIA JOWAI?
The MICR code of BANK OF INDIA JOWAI branch is 793013102.
What is the address of BANK OF INDIA JOWAI?
BANK OF INDIA JOWAI branch is located at LUM PARIAT,LAD THALABOH, PO JOWAI,DIST JAINTIA HILLS, MEGHALAYA-793150.
Does BANK OF INDIA JOWAI support NEFT/RTGS/IMPS?
BANK OF INDIA JOWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.