BANK OF INDIA IFSC Code – RAXAUL, RAXAUL (BIHAR)
Complete bank details including IFSC code, MICR code, address and payment facilities for RAXAUL branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | RAXAUL |
| IFSC Code | BKID0004973 |
| MICR Code | 845013202 |
| Address | AT & POST RAXAULDISTT. WEST CHAMPARAN, BIHAR |
| City | RAXAUL (BIHAR) |
| State | BIHAR |
| Contact | 9431059692 |
Payment Facilities
About IFSC Code BKID0004973
The IFSC code BKID0004973 uniquely identifies the RAXAUL branch of BANK OF INDIA located in RAXAUL (BIHAR), BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004973
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004973) – Unique branch identifier for RAXAUL
How to Use IFSC Code BKID0004973
To transfer money to any account at BANK OF INDIA RAXAUL branch, you will need to provide the IFSC code BKID0004973 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAXAUL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA RAXAUL Branch
BANK OF INDIA RAXAUL is a branch of BANK OF INDIA located in RAXAUL (BIHAR), BIHAR. The branch provides comprehensive banking services to customers in RAXAUL (BIHAR) and surrounding areas.
Branch Address
AT & POST RAXAULDISTT. WEST CHAMPARAN, BIHAR, RAXAUL (BIHAR), BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 845013202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA RAXAUL?
The IFSC code of BANK OF INDIA RAXAUL branch in RAXAUL (BIHAR) is BKID0004973.
What is the MICR code of BANK OF INDIA RAXAUL?
The MICR code of BANK OF INDIA RAXAUL branch is 845013202.
What is the address of BANK OF INDIA RAXAUL?
BANK OF INDIA RAXAUL branch is located at AT & POST RAXAULDISTT. WEST CHAMPARAN, BIHAR.
Does BANK OF INDIA RAXAUL support NEFT/RTGS/IMPS?
BANK OF INDIA RAXAUL branch supports NEFT, RTGS, IMPS, and UPI transactions.