BANK OF INDIA IFSC Code – CHOTKI KHARAGDIHA, CHOTKI KHARAGDIHA (DIST.GIRIDIH)
Complete bank details including IFSC code, MICR code, address and payment facilities for CHOTKI KHARAGDIHA branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | CHOTKI KHARAGDIHA |
| IFSC Code | BKID0004886 |
| MICR Code | 815013505 |
| Address | P. O. CHOTKI KHARAGDIHAVIA BENGABAD, |
| City | CHOTKI KHARAGDIHA (DIST.GIRIDIH) |
| State | JHARKHAND |
| Contact | 9430785687 |
Payment Facilities
About IFSC Code BKID0004886
The IFSC code BKID0004886 uniquely identifies the CHOTKI KHARAGDIHA branch of BANK OF INDIA located in CHOTKI KHARAGDIHA (DIST.GIRIDIH), JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004886
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004886) – Unique branch identifier for CHOTKI KHARAGDIHA
How to Use IFSC Code BKID0004886
To transfer money to any account at BANK OF INDIA CHOTKI KHARAGDIHA branch, you will need to provide the IFSC code BKID0004886 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHOTKI KHARAGDIHA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA CHOTKI KHARAGDIHA Branch
BANK OF INDIA CHOTKI KHARAGDIHA is a branch of BANK OF INDIA located in CHOTKI KHARAGDIHA (DIST.GIRIDIH), JHARKHAND. The branch provides comprehensive banking services to customers in CHOTKI KHARAGDIHA (DIST.GIRIDIH) and surrounding areas.
Branch Address
P. O. CHOTKI KHARAGDIHAVIA BENGABAD,, CHOTKI KHARAGDIHA (DIST.GIRIDIH), JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 815013505. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA CHOTKI KHARAGDIHA?
The IFSC code of BANK OF INDIA CHOTKI KHARAGDIHA branch in CHOTKI KHARAGDIHA (DIST.GIRIDIH) is BKID0004886.
What is the MICR code of BANK OF INDIA CHOTKI KHARAGDIHA?
The MICR code of BANK OF INDIA CHOTKI KHARAGDIHA branch is 815013505.
What is the address of BANK OF INDIA CHOTKI KHARAGDIHA?
BANK OF INDIA CHOTKI KHARAGDIHA branch is located at P. O. CHOTKI KHARAGDIHAVIA BENGABAD,.
Does BANK OF INDIA CHOTKI KHARAGDIHA support NEFT/RTGS/IMPS?
BANK OF INDIA CHOTKI KHARAGDIHA branch supports NEFT, RTGS, IMPS, and UPI transactions.