BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – SAYAL, SAYAL (DIST RAMGARH CANNT)

Complete bank details including IFSC code, MICR code, address and payment facilities for SAYAL branch.

IFSC Code
BKID0004864

Bank Details

Bank NameBANK OF INDIA
Branch NameSAYAL
IFSC CodeBKID0004864
MICR Code829013509
AddressNALA PAAR ROAD, JUMRIA MARKET,NEAR SAYAL HOSPITAL (CCL) DIST RAMGARH CANTT.
CitySAYAL (DIST RAMGARH CANNT)
StateJHARKHAND
Contact6553258906

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0004864

The IFSC code BKID0004864 uniquely identifies the SAYAL branch of BANK OF INDIA located in SAYAL (DIST RAMGARH CANNT), JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0004864

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (004864) – Unique branch identifier for SAYAL

How to Use IFSC Code BKID0004864

To transfer money to any account at BANK OF INDIA SAYAL branch, you will need to provide the IFSC code BKID0004864 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAYAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA SAYAL Branch

BANK OF INDIA SAYAL is a branch of BANK OF INDIA located in SAYAL (DIST RAMGARH CANNT), JHARKHAND. The branch provides comprehensive banking services to customers in SAYAL (DIST RAMGARH CANNT) and surrounding areas.

Branch Address

NALA PAAR ROAD, JUMRIA MARKET,NEAR SAYAL HOSPITAL (CCL) DIST RAMGARH CANTT., SAYAL (DIST RAMGARH CANNT), JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 829013509. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA SAYAL?

The IFSC code of BANK OF INDIA SAYAL branch in SAYAL (DIST RAMGARH CANNT) is BKID0004864.

What is the MICR code of BANK OF INDIA SAYAL?

The MICR code of BANK OF INDIA SAYAL branch is 829013509.

What is the address of BANK OF INDIA SAYAL?

BANK OF INDIA SAYAL branch is located at NALA PAAR ROAD, JUMRIA MARKET,NEAR SAYAL HOSPITAL (CCL) DIST RAMGARH CANTT..

Does BANK OF INDIA SAYAL support NEFT/RTGS/IMPS?

BANK OF INDIA SAYAL branch supports NEFT, RTGS, IMPS, and UPI transactions.