BANK OF INDIA IFSC Code – PADMA, PADMA (DIST. HAZARIBAGH)
Complete bank details including IFSC code, MICR code, address and payment facilities for PADMA branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | PADMA |
| IFSC Code | BKID0004832 |
| MICR Code | 825013514 |
| Address | AT & POST PADMADISTRICT HAZARIBAGH, |
| City | PADMA (DIST. HAZARIBAGH) |
| State | JHARKHAND |
| Contact | 6546238031 |
Payment Facilities
About IFSC Code BKID0004832
The IFSC code BKID0004832 uniquely identifies the PADMA branch of BANK OF INDIA located in PADMA (DIST. HAZARIBAGH), JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004832
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004832) – Unique branch identifier for PADMA
How to Use IFSC Code BKID0004832
To transfer money to any account at BANK OF INDIA PADMA branch, you will need to provide the IFSC code BKID0004832 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PADMA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA PADMA Branch
BANK OF INDIA PADMA is a branch of BANK OF INDIA located in PADMA (DIST. HAZARIBAGH), JHARKHAND. The branch provides comprehensive banking services to customers in PADMA (DIST. HAZARIBAGH) and surrounding areas.
Branch Address
AT & POST PADMADISTRICT HAZARIBAGH,, PADMA (DIST. HAZARIBAGH), JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 825013514. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA PADMA?
The IFSC code of BANK OF INDIA PADMA branch in PADMA (DIST. HAZARIBAGH) is BKID0004832.
What is the MICR code of BANK OF INDIA PADMA?
The MICR code of BANK OF INDIA PADMA branch is 825013514.
What is the address of BANK OF INDIA PADMA?
BANK OF INDIA PADMA branch is located at AT & POST PADMADISTRICT HAZARIBAGH,.
Does BANK OF INDIA PADMA support NEFT/RTGS/IMPS?
BANK OF INDIA PADMA branch supports NEFT, RTGS, IMPS, and UPI transactions.