BANK OF INDIA IFSC Code – PHULCHI, PHULCHI (DIST. GIRIDIH)
Complete bank details including IFSC code, MICR code, address and payment facilities for PHULCHI branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | PHULCHI |
| IFSC Code | BKID0004785 |
| MICR Code | 815013521 |
| Address | AT & POST PHULCHIBLOCK GANDEY, DIST GIRIDIH |
| City | PHULCHI (DIST. GIRIDIH) |
| State | JHARKHAND |
| Contact | 9430757754 |
Payment Facilities
About IFSC Code BKID0004785
The IFSC code BKID0004785 uniquely identifies the PHULCHI branch of BANK OF INDIA located in PHULCHI (DIST. GIRIDIH), JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004785
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004785) – Unique branch identifier for PHULCHI
How to Use IFSC Code BKID0004785
To transfer money to any account at BANK OF INDIA PHULCHI branch, you will need to provide the IFSC code BKID0004785 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHULCHI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA PHULCHI Branch
BANK OF INDIA PHULCHI is a branch of BANK OF INDIA located in PHULCHI (DIST. GIRIDIH), JHARKHAND. The branch provides comprehensive banking services to customers in PHULCHI (DIST. GIRIDIH) and surrounding areas.
Branch Address
AT & POST PHULCHIBLOCK GANDEY, DIST GIRIDIH, PHULCHI (DIST. GIRIDIH), JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 815013521. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA PHULCHI?
The IFSC code of BANK OF INDIA PHULCHI branch in PHULCHI (DIST. GIRIDIH) is BKID0004785.
What is the MICR code of BANK OF INDIA PHULCHI?
The MICR code of BANK OF INDIA PHULCHI branch is 815013521.
What is the address of BANK OF INDIA PHULCHI?
BANK OF INDIA PHULCHI branch is located at AT & POST PHULCHIBLOCK GANDEY, DIST GIRIDIH.
Does BANK OF INDIA PHULCHI support NEFT/RTGS/IMPS?
BANK OF INDIA PHULCHI branch supports NEFT, RTGS, IMPS, and UPI transactions.