BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – SAYESTA NAGAR, SAYESTA NAGAR (DIST.NORTH 24 PARGANAS)

Complete bank details including IFSC code, MICR code, address and payment facilities for SAYESTA NAGAR branch.

IFSC Code
BKID0004327

Bank Details

Bank NameBANK OF INDIA
Branch NameSAYESTA NAGAR
IFSC CodeBKID0004327
MICR Code700013531
AddressVILLAGE & P.O. SAYESTANAGARDIST.NORTH 24 PARGANAS,
CitySAYESTA NAGAR (DIST.NORTH 24 PARGANAS)
StateWEST BENGAL
Contact3217243062

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0004327

The IFSC code BKID0004327 uniquely identifies the SAYESTA NAGAR branch of BANK OF INDIA located in SAYESTA NAGAR (DIST.NORTH 24 PARGANAS), WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0004327

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (004327) – Unique branch identifier for SAYESTA NAGAR

How to Use IFSC Code BKID0004327

To transfer money to any account at BANK OF INDIA SAYESTA NAGAR branch, you will need to provide the IFSC code BKID0004327 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAYESTA NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA SAYESTA NAGAR Branch

BANK OF INDIA SAYESTA NAGAR is a branch of BANK OF INDIA located in SAYESTA NAGAR (DIST.NORTH 24 PARGANAS), WEST BENGAL. The branch provides comprehensive banking services to customers in SAYESTA NAGAR (DIST.NORTH 24 PARGANAS) and surrounding areas.

Branch Address

VILLAGE & P.O. SAYESTANAGARDIST.NORTH 24 PARGANAS,, SAYESTA NAGAR (DIST.NORTH 24 PARGANAS), WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700013531. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA SAYESTA NAGAR?

The IFSC code of BANK OF INDIA SAYESTA NAGAR branch in SAYESTA NAGAR (DIST.NORTH 24 PARGANAS) is BKID0004327.

What is the MICR code of BANK OF INDIA SAYESTA NAGAR?

The MICR code of BANK OF INDIA SAYESTA NAGAR branch is 700013531.

What is the address of BANK OF INDIA SAYESTA NAGAR?

BANK OF INDIA SAYESTA NAGAR branch is located at VILLAGE & P.O. SAYESTANAGARDIST.NORTH 24 PARGANAS,.

Does BANK OF INDIA SAYESTA NAGAR support NEFT/RTGS/IMPS?

BANK OF INDIA SAYESTA NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.