BANK OF INDIA IFSC Code – MALDA TOWN (ENGLISH BAZAR), MALDA
Complete bank details including IFSC code, MICR code, address and payment facilities for MALDA TOWN (ENGLISH BAZAR) branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | MALDA TOWN (ENGLISH BAZAR) |
| IFSC Code | BKID0004320 |
| MICR Code | 732013102 |
| Address | 21/22,RABINDRA AVENUEP.O.MALDA, P.S.ENGLISH BAZAR, |
| City | MALDA |
| State | WEST BENGAL |
| Contact | 3512253475 |
Payment Facilities
About IFSC Code BKID0004320
The IFSC code BKID0004320 uniquely identifies the MALDA TOWN (ENGLISH BAZAR) branch of BANK OF INDIA located in MALDA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004320
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004320) – Unique branch identifier for MALDA TOWN (ENGLISH BAZAR)
How to Use IFSC Code BKID0004320
To transfer money to any account at BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) branch, you will need to provide the IFSC code BKID0004320 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MALDA TOWN (ENGLISH BAZAR)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) Branch
BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) is a branch of BANK OF INDIA located in MALDA, WEST BENGAL. The branch provides comprehensive banking services to customers in MALDA and surrounding areas.
Branch Address
21/22,RABINDRA AVENUEP.O.MALDA, P.S.ENGLISH BAZAR,, MALDA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 732013102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA MALDA TOWN (ENGLISH BAZAR)?
The IFSC code of BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) branch in MALDA is BKID0004320.
What is the MICR code of BANK OF INDIA MALDA TOWN (ENGLISH BAZAR)?
The MICR code of BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) branch is 732013102.
What is the address of BANK OF INDIA MALDA TOWN (ENGLISH BAZAR)?
BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) branch is located at 21/22,RABINDRA AVENUEP.O.MALDA, P.S.ENGLISH BAZAR,.
Does BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) support NEFT/RTGS/IMPS?
BANK OF INDIA MALDA TOWN (ENGLISH BAZAR) branch supports NEFT, RTGS, IMPS, and UPI transactions.