BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – RAMKANALI, RAMKANALI (DIST. PURULIA)

Complete bank details including IFSC code, MICR code, address and payment facilities for RAMKANALI branch.

IFSC Code
BKID0004272

Bank Details

Bank NameBANK OF INDIA
Branch NameRAMKANALI
IFSC CodeBKID0004272
MICR Code723013501
AddressAT & POST RAMKANALIDISTRICT PURULIA,
CityRAMKANALI (DIST. PURULIA)
StateWEST BENGAL
Contact3251264125

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0004272

The IFSC code BKID0004272 uniquely identifies the RAMKANALI branch of BANK OF INDIA located in RAMKANALI (DIST. PURULIA), WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0004272

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (004272) – Unique branch identifier for RAMKANALI

How to Use IFSC Code BKID0004272

To transfer money to any account at BANK OF INDIA RAMKANALI branch, you will need to provide the IFSC code BKID0004272 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAMKANALI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA RAMKANALI Branch

BANK OF INDIA RAMKANALI is a branch of BANK OF INDIA located in RAMKANALI (DIST. PURULIA), WEST BENGAL. The branch provides comprehensive banking services to customers in RAMKANALI (DIST. PURULIA) and surrounding areas.

Branch Address

AT & POST RAMKANALIDISTRICT PURULIA,, RAMKANALI (DIST. PURULIA), WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 723013501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA RAMKANALI?

The IFSC code of BANK OF INDIA RAMKANALI branch in RAMKANALI (DIST. PURULIA) is BKID0004272.

What is the MICR code of BANK OF INDIA RAMKANALI?

The MICR code of BANK OF INDIA RAMKANALI branch is 723013501.

What is the address of BANK OF INDIA RAMKANALI?

BANK OF INDIA RAMKANALI branch is located at AT & POST RAMKANALIDISTRICT PURULIA,.

Does BANK OF INDIA RAMKANALI support NEFT/RTGS/IMPS?

BANK OF INDIA RAMKANALI branch supports NEFT, RTGS, IMPS, and UPI transactions.