BANK OF INDIA IFSC Code – RATANPUR, RATANPUR (DISTRICT BANKURA)
Complete bank details including IFSC code, MICR code, address and payment facilities for RATANPUR branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | RATANPUR |
| IFSC Code | BKID0004261 |
| MICR Code | 722013502 |
| Address | AT & POST RATANPURDISTRICT BANKURA, |
| City | RATANPUR (DISTRICT BANKURA) |
| State | WEST BENGAL |
| Contact | 3242230269 |
Payment Facilities
About IFSC Code BKID0004261
The IFSC code BKID0004261 uniquely identifies the RATANPUR branch of BANK OF INDIA located in RATANPUR (DISTRICT BANKURA), WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004261
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004261) – Unique branch identifier for RATANPUR
How to Use IFSC Code BKID0004261
To transfer money to any account at BANK OF INDIA RATANPUR branch, you will need to provide the IFSC code BKID0004261 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATANPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA RATANPUR Branch
BANK OF INDIA RATANPUR is a branch of BANK OF INDIA located in RATANPUR (DISTRICT BANKURA), WEST BENGAL. The branch provides comprehensive banking services to customers in RATANPUR (DISTRICT BANKURA) and surrounding areas.
Branch Address
AT & POST RATANPURDISTRICT BANKURA,, RATANPUR (DISTRICT BANKURA), WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 722013502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA RATANPUR?
The IFSC code of BANK OF INDIA RATANPUR branch in RATANPUR (DISTRICT BANKURA) is BKID0004261.
What is the MICR code of BANK OF INDIA RATANPUR?
The MICR code of BANK OF INDIA RATANPUR branch is 722013502.
What is the address of BANK OF INDIA RATANPUR?
BANK OF INDIA RATANPUR branch is located at AT & POST RATANPURDISTRICT BANKURA,.
Does BANK OF INDIA RATANPUR support NEFT/RTGS/IMPS?
BANK OF INDIA RATANPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.