BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – MAHISPOTA, MAHISPOTA (WB)

Complete bank details including IFSC code, MICR code, address and payment facilities for MAHISPOTA branch.

IFSC Code
BKID0004131

Bank Details

Bank NameBANK OF INDIA
Branch NameMAHISPOTA
IFSC CodeBKID0004131
MICR Code700013114
AddressPREMISES OF NABADAYA SANGHA, VILL.- MAHISPOTAPO-KARNAMADHABPUR, DIST-NORTH 24 PARAGANAS
CityMAHISPOTA (WB)
StateWEST BENGAL
Contact3325950111

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0004131

The IFSC code BKID0004131 uniquely identifies the MAHISPOTA branch of BANK OF INDIA located in MAHISPOTA (WB), WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0004131

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (004131) – Unique branch identifier for MAHISPOTA

How to Use IFSC Code BKID0004131

To transfer money to any account at BANK OF INDIA MAHISPOTA branch, you will need to provide the IFSC code BKID0004131 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MAHISPOTA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA MAHISPOTA Branch

BANK OF INDIA MAHISPOTA is a branch of BANK OF INDIA located in MAHISPOTA (WB), WEST BENGAL. The branch provides comprehensive banking services to customers in MAHISPOTA (WB) and surrounding areas.

Branch Address

PREMISES OF NABADAYA SANGHA, VILL.- MAHISPOTAPO-KARNAMADHABPUR, DIST-NORTH 24 PARAGANAS, MAHISPOTA (WB), WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700013114. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA MAHISPOTA?

The IFSC code of BANK OF INDIA MAHISPOTA branch in MAHISPOTA (WB) is BKID0004131.

What is the MICR code of BANK OF INDIA MAHISPOTA?

The MICR code of BANK OF INDIA MAHISPOTA branch is 700013114.

What is the address of BANK OF INDIA MAHISPOTA?

BANK OF INDIA MAHISPOTA branch is located at PREMISES OF NABADAYA SANGHA, VILL.- MAHISPOTAPO-KARNAMADHABPUR, DIST-NORTH 24 PARAGANAS.

Does BANK OF INDIA MAHISPOTA support NEFT/RTGS/IMPS?

BANK OF INDIA MAHISPOTA branch supports NEFT, RTGS, IMPS, and UPI transactions.