BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – UMALLA, UMALLA (DIST. BHARUCH)

Complete bank details including IFSC code, MICR code, address and payment facilities for UMALLA branch.

IFSC Code
BKID0003002

Bank Details

Bank NameBANK OF INDIA
Branch NameUMALLA
IFSC CodeBKID0003002
MICR Code393013502
AddressBAZARVAGHPURA, UMALA DIST BHARAUCH
CityUMALLA (DIST. BHARUCH)
StateGUJARAT
Contact2645234335

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0003002

The IFSC code BKID0003002 uniquely identifies the UMALLA branch of BANK OF INDIA located in UMALLA (DIST. BHARUCH), GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0003002

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003002) – Unique branch identifier for UMALLA

How to Use IFSC Code BKID0003002

To transfer money to any account at BANK OF INDIA UMALLA branch, you will need to provide the IFSC code BKID0003002 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UMALLA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA UMALLA Branch

BANK OF INDIA UMALLA is a branch of BANK OF INDIA located in UMALLA (DIST. BHARUCH), GUJARAT. The branch provides comprehensive banking services to customers in UMALLA (DIST. BHARUCH) and surrounding areas.

Branch Address

BAZARVAGHPURA, UMALA DIST BHARAUCH, UMALLA (DIST. BHARUCH), GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 393013502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA UMALLA?

The IFSC code of BANK OF INDIA UMALLA branch in UMALLA (DIST. BHARUCH) is BKID0003002.

What is the MICR code of BANK OF INDIA UMALLA?

The MICR code of BANK OF INDIA UMALLA branch is 393013502.

What is the address of BANK OF INDIA UMALLA?

BANK OF INDIA UMALLA branch is located at BAZARVAGHPURA, UMALA DIST BHARAUCH.

Does BANK OF INDIA UMALLA support NEFT/RTGS/IMPS?

BANK OF INDIA UMALLA branch supports NEFT, RTGS, IMPS, and UPI transactions.