BANK OF INDIA IFSC Code – KARWANCHIWADI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for KARWANCHIWADI branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | KARWANCHIWADI |
| IFSC Code | BKID0001484 |
| MICR Code | 415013567 |
| Address | GAYALWADI STOP, RATNAGIRI-KOLHAPUR HIGHWAYKARWANCHIWADI, TALUKA & DIST RATNAGIRI |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 2352231484 |
Payment Facilities
About IFSC Code BKID0001484
The IFSC code BKID0001484 uniquely identifies the KARWANCHIWADI branch of BANK OF INDIA located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0001484
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001484) – Unique branch identifier for KARWANCHIWADI
How to Use IFSC Code BKID0001484
To transfer money to any account at BANK OF INDIA KARWANCHIWADI branch, you will need to provide the IFSC code BKID0001484 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARWANCHIWADI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA KARWANCHIWADI Branch
BANK OF INDIA KARWANCHIWADI is a branch of BANK OF INDIA located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
GAYALWADI STOP, RATNAGIRI-KOLHAPUR HIGHWAYKARWANCHIWADI, TALUKA & DIST RATNAGIRI, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415013567. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA KARWANCHIWADI?
The IFSC code of BANK OF INDIA KARWANCHIWADI branch in RATNAGIRI is BKID0001484.
What is the MICR code of BANK OF INDIA KARWANCHIWADI?
The MICR code of BANK OF INDIA KARWANCHIWADI branch is 415013567.
What is the address of BANK OF INDIA KARWANCHIWADI?
BANK OF INDIA KARWANCHIWADI branch is located at GAYALWADI STOP, RATNAGIRI-KOLHAPUR HIGHWAYKARWANCHIWADI, TALUKA & DIST RATNAGIRI.
Does BANK OF INDIA KARWANCHIWADI support NEFT/RTGS/IMPS?
BANK OF INDIA KARWANCHIWADI branch supports NEFT, RTGS, IMPS, and UPI transactions.