BANK OF INDIA IFSC Code – PALI (RATNAGIRI), RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for PALI (RATNAGIRI) branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | PALI (RATNAGIRI) |
| IFSC Code | BKID0001477 |
| MICR Code | 415013561 |
| Address | HOUSE NO. 905, GRAMPANCHAYAT BUILDINGBAJARPETH |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code BKID0001477
The IFSC code BKID0001477 uniquely identifies the PALI (RATNAGIRI) branch of BANK OF INDIA located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0001477
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001477) – Unique branch identifier for PALI (RATNAGIRI)
How to Use IFSC Code BKID0001477
To transfer money to any account at BANK OF INDIA PALI (RATNAGIRI) branch, you will need to provide the IFSC code BKID0001477 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PALI (RATNAGIRI)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA PALI (RATNAGIRI) Branch
BANK OF INDIA PALI (RATNAGIRI) is a branch of BANK OF INDIA located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
HOUSE NO. 905, GRAMPANCHAYAT BUILDINGBAJARPETH, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415013561. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA PALI (RATNAGIRI)?
The IFSC code of BANK OF INDIA PALI (RATNAGIRI) branch in RATNAGIRI is BKID0001477.
What is the MICR code of BANK OF INDIA PALI (RATNAGIRI)?
The MICR code of BANK OF INDIA PALI (RATNAGIRI) branch is 415013561.
What is the address of BANK OF INDIA PALI (RATNAGIRI)?
BANK OF INDIA PALI (RATNAGIRI) branch is located at HOUSE NO. 905, GRAMPANCHAYAT BUILDINGBAJARPETH.
Does BANK OF INDIA PALI (RATNAGIRI) support NEFT/RTGS/IMPS?
BANK OF INDIA PALI (RATNAGIRI) branch supports NEFT, RTGS, IMPS, and UPI transactions.