BANK OF INDIA IFSC Code – LOTE, LOTE (TALUKA KHED,DIST. RATNAGIRI)
Complete bank details including IFSC code, MICR code, address and payment facilities for LOTE branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | LOTE |
| IFSC Code | BKID0001439 |
| MICR Code | 415013541 |
| Address | COMMON FACILITY CENTRE BUILDING, MIDC AREAAT & POST LOTE, TALUKA KHED,DIST. RATNAGIRI, |
| City | LOTE (TALUKA KHED,DIST. RATNAGIRI) |
| State | MAHARASHTRA |
| Contact | 2356272227 |
Payment Facilities
About IFSC Code BKID0001439
The IFSC code BKID0001439 uniquely identifies the LOTE branch of BANK OF INDIA located in LOTE (TALUKA KHED,DIST. RATNAGIRI), MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0001439
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001439) – Unique branch identifier for LOTE
How to Use IFSC Code BKID0001439
To transfer money to any account at BANK OF INDIA LOTE branch, you will need to provide the IFSC code BKID0001439 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LOTE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA LOTE Branch
BANK OF INDIA LOTE is a branch of BANK OF INDIA located in LOTE (TALUKA KHED,DIST. RATNAGIRI), MAHARASHTRA. The branch provides comprehensive banking services to customers in LOTE (TALUKA KHED,DIST. RATNAGIRI) and surrounding areas.
Branch Address
COMMON FACILITY CENTRE BUILDING, MIDC AREAAT & POST LOTE, TALUKA KHED,DIST. RATNAGIRI,, LOTE (TALUKA KHED,DIST. RATNAGIRI), MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415013541. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA LOTE?
The IFSC code of BANK OF INDIA LOTE branch in LOTE (TALUKA KHED,DIST. RATNAGIRI) is BKID0001439.
What is the MICR code of BANK OF INDIA LOTE?
The MICR code of BANK OF INDIA LOTE branch is 415013541.
What is the address of BANK OF INDIA LOTE?
BANK OF INDIA LOTE branch is located at COMMON FACILITY CENTRE BUILDING, MIDC AREAAT & POST LOTE, TALUKA KHED,DIST. RATNAGIRI,.
Does BANK OF INDIA LOTE support NEFT/RTGS/IMPS?
BANK OF INDIA LOTE branch supports NEFT, RTGS, IMPS, and UPI transactions.