BANK OF INDIA IFSC Code – GUHAGAR, GUHAGHAR (DIST RATNAGIRI)
Complete bank details including IFSC code, MICR code, address and payment facilities for GUHAGAR branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | GUHAGAR |
| IFSC Code | BKID0001401 |
| MICR Code | 415013525 |
| Address | GRAMPANCHAYAT BLDG., HOUSE NO.97KHALACHA PAT, GUHAGAR,DIST RATNAGIRI |
| City | GUHAGHAR (DIST RATNAGIRI) |
| State | MAHARASHTRA |
| Contact | 2359240534 |
Payment Facilities
About IFSC Code BKID0001401
The IFSC code BKID0001401 uniquely identifies the GUHAGAR branch of BANK OF INDIA located in GUHAGHAR (DIST RATNAGIRI), MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0001401
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001401) – Unique branch identifier for GUHAGAR
How to Use IFSC Code BKID0001401
To transfer money to any account at BANK OF INDIA GUHAGAR branch, you will need to provide the IFSC code BKID0001401 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GUHAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA GUHAGAR Branch
BANK OF INDIA GUHAGAR is a branch of BANK OF INDIA located in GUHAGHAR (DIST RATNAGIRI), MAHARASHTRA. The branch provides comprehensive banking services to customers in GUHAGHAR (DIST RATNAGIRI) and surrounding areas.
Branch Address
GRAMPANCHAYAT BLDG., HOUSE NO.97KHALACHA PAT, GUHAGAR,DIST RATNAGIRI, GUHAGHAR (DIST RATNAGIRI), MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415013525. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA GUHAGAR?
The IFSC code of BANK OF INDIA GUHAGAR branch in GUHAGHAR (DIST RATNAGIRI) is BKID0001401.
What is the MICR code of BANK OF INDIA GUHAGAR?
The MICR code of BANK OF INDIA GUHAGAR branch is 415013525.
What is the address of BANK OF INDIA GUHAGAR?
BANK OF INDIA GUHAGAR branch is located at GRAMPANCHAYAT BLDG., HOUSE NO.97KHALACHA PAT, GUHAGAR,DIST RATNAGIRI.
Does BANK OF INDIA GUHAGAR support NEFT/RTGS/IMPS?
BANK OF INDIA GUHAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.